Today was payday from the p/t job. I got over $500!! I thought it was a mistake at first, but then remembered how much extra I've been working while I've been learning a new position.
Last month I was offered the chance to be a cash balancer and I jumped at the opportunity to learn something new and move off the floor. I'll still be a cashier, but the majority of my time will be spent balancing cash, entering invoices, getting change for the cashiers, etc. I am happy that I was asked about this, and happier that I can have some time away from the floor. It can get pretty overstimulating out there.
Anyway. Today's big cash infusion allowed me to bring down my debt by another $500! PLUS I deposited $176 the other day, which was also earmarked for debt. So definitely some good progress there! My furniture debt now stands at $750 and my LOC at $3650.
The new debt comes in the form of a loan from my mother. While she was visiting she was quite adamant that I get a new(er) vehicle. I was reluctant because a) that means more insurance, b) higher gas costs, and c) I love my wee truck! 30-yrs old and still running. That's impressive!
However, with winter looming - and it's likely to be a harsh one this year - I admit that safety and reliability are necessities, particularly when our temperatures sink into the -40s. My mother and I agreed that she would loan me the money for a new vehicle and that I would pay her back for it. There's no interest on the loan and I can start paying her back whenever I'm able. She wants me to focus on the interest-bearing loans first, so this is also motivation for me to get those gone as quickly as possible. I want to start paying her back as soon as I can.
Today I heard from Prince George, where I'm in contact with a car broker. They've found a 2003 Kia Sorento (135K km) for $8200. The amount of the loan covers this, delivery, registration, new winter tires (I'm hoping), and a chunk towards insurance. I believe the broker gets the car winterized and does a safety inspection. That would cost me about $500 if I did those once I got the car.
So, while I shouldn't really be celebrating going deeper into debt, it's not all bad. I can still pay down what I owe, and my mother will rest easier knowing I'm driving a safe vehicle around, instead of one whose heater might not even be working anymore. And I've been noticing that people are turning their heads more often lately - and believe me, it's not because she's some tricked out, sweet looking ride. No, I think the front grill is a bit loose and it "buzzes" while she drives. The brakes sound like nails on a chalkboard at every red light, stop sign and pedestrian crosswalk in town. There's an adorable 'rattle' in the engine, and she has the quaint habit of shuddering to a stop when stopped when the temperature dips too low. I need a new headlight; one of the rear light covers is broken; I can only get AM radio; I've had to replace the fuel pump, water pump, battery, a couple of hoses and the hosepipe. There aren't even cupholders!
But I really love that truck. She owes me nothing, but I couldn't bear to see her sent for scrap, so I'm going to ask around to see if someone will be able to care for her until I get property and need a little runabout for hauling stuff around.
But I'm sure there'll be things about the new truck that I'll come to appreciate, too. :)
Magandang gabi! ("Good evening" in Tagalog, the Philippino language)