So my very first goal was to aim to reach $1K in my chequing account so that I could waive the monthly fees. I'm pretty sure I'm not going to be able to make that: the minimum "fee waive" for my particular account is $3500!
Okay, so I have one less thing to do this year with respect to money. This leaves me an additional $40 a month to put toward my debt if I look at it that way. And less for me to think about achieving.
Otherwise, I did okay today. I'm thrilled that I paid $1000 towards my computer. That leaves me with an outstanding balance of just $325 or so. I did also add to my groceries, but not with cash. I stopped to buy rice cakes and spelt flour ($32.13 - RIDICULOUS!!!) and butter ($4.59). The first items went on my CC and the second on debit. *Sigh*
Mind you, I have over $100 in rolled coin now, which I'm taking to the bank tomorrow to put on my LOC and Visa card. I have to remember to take my debit & credit cards out of my wallet, so I'm not tempted, and replace them with a $20, so I have cash if I need it, but a set limit.
I've had such a great holiday that I'm not going to let the CC slip get to me. It's not worth it in the long run and besides, now I can have PANCAKES for breakfast!! :)
4 comments:
Yeah for pancakes! Congrats on the big payment!
Would a chequing account with President Choice Financial work for you?
It is what we use -- it's free,no minimums with free cheques.
woah. $3,500 minimum. That's insane. Have you talked to your bank to see what they can do for you? sometimes they'll change it or waive it completely.
Hi Middle Way - Someone else mentioned the President's Choice Financial the other day. I'll have to look into it, I think. Thanks for stopping by :) The big payment felt GOOOOOOOD, too!
Hi Pear - I know, eh? This account is actually the best one for me because I do so many transactions . I get an unlimited number for $10 p/mth. It's far better than the last account I had where I had only a few free transactions and then had to pay for each consecutive one. That added up to way more than $10 each month. But yeah, I was surprised...
You've almost got that computer paid for! Woo!
And $3500 - MINIMUM? That is crazy!
Hopefully you can switch over to PC! I was going to make the switch, but the town I am planning on moving to in SK doesn't have one! So I stick with Scotiabank.
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