I've been tagged by Frugal Dreamer to tell seven facts about myself. I'm pretty sure I've done this before, but what the heck? Here are 7 more things...
1) I loathe Tom Cruise (but I do like the word "loathe," so having the opportunity to use it in the same sentence as "Tom Cruise" is great!). Always have. I've probably missed out on some good movies simply because he's in them (like "Valkyrie"). I just cannot watch him, look at photos of him, or anything! I also don't particularly like Julia Roberts. Nothing specific, just...meh...
2) I have a carpentry certificate. I spent 6 months at trade school earning it. It was great, but I couldn't keep up with the pace or the physical aspect of it, so I've left it behind. It doesn't mean I can't/won't do this stuff in future, just that I'll never earn a living at it and I'm okay with that (I'm not a real weather fan, either: too hot, too wet, too cold, etc). Plus I suck at math and carpentry is nothing if not math-centric! I honestly had to relearn the math every single day that I was there.
3) I want to buy and live on a canal boat in England. This is one of my long-term goals (5+ yrs) and I have idyllic images in my head of puttering around the canals of England with a couple of cats and a dog (or two) and teaching English as a Second Language as I go...
4) I used to spend a lot of my time writing. I've always written (not necessarily great, life-changing epics by any stretch) but lately haven't done anything. When I moved up here, I wanted to spend more of my time actually experiencing things, rather than making stuff up for pretend people to do. But now I have a lot of good stuff that I can put on paper for story-people to experience!
5) I am a grammar & spelling snob. I have tried to quell my "auto-response" to spelling & grammar errors, but it's so deeply ingrained that I simply can't do it anymore (I don't [always] do it out loud!). I also auto-edit EVERYTHING, so much so that I never finish any writing and I've got about a gazillion "bits" of stories laying about everywhere, some of which are for the same story but which I simply can't connect.
6) I bite my nails. A nasty habit, but one I've had for as long as I can remember. I've given up trying to stop because nothing works. Long nails are impractical anyway, right?? Pretty, but impractical.
7) I am inherently lazy. With everything from work to eating to cleaning. This is sometimes the reason for the gaps in my blog postings, too... :)
So, there you have it! 7 new things about me. Like Asian Pear and Arual, I'm opening this up to the floor and whoever wants to do it, can!
Sunday, 21 June 2009
Wednesday, 17 June 2009
Pay day!
I've allocated today's paycheque as follows (I had some extra, so spread the wealth around a bit more than I would have otherwise):
Total pay: $1309.30 (usual biweekly take home is $1023)
RRSP: $100 - (will up it to 18% once I'm debt free)
TFSA (rent account): $50
LOC: $115
Student Loan: $25
Revenue Canada: $100 (as agreed)
ING: $75 - $25 each to vet, travel & EF accounts
VISA: $83.41
Total paid: $548.41
Remaining: $760.86
I still have to take out $700 for rent, plus $40 for my allowance and $180 for the jars, so it doesn't really work out, but fortunately I get a paycheque from the hotel on Friday ($300), so I'm going to go ahead and take what I need from this for my jars & allowance. I've updated my sidebars to reflect my savings.
After these payments go through, my debt totals will look something like this (Rev Can approximate):
VISA: $200
Student loan: $1869.76
LOC: $1985
Rev Can: $1340
Total debt: $5419.76
Total paid (since May): $480.76!! (if I could make this flash, I would! Ha!)
Wahoo!! AND there are 3 paycheques in July - 6 counting the hotel cheques (albeit smaller ones) - so I expect a bigger drop next month. The VISA will be paid off in full by the time it's due next month, as I have the money in my car account at ING and am waiting to transfer it.
I have started a snowflake jar as well and already have about $80 in it. I'm going to use this for debt repayment, most likely the LOC, as that's the one I'm most annoyed about. I put the remainder of whatever I have left in my jars in there and it's surprising how quickly it adds up (I KNOW!).
But I still have to stop spending so much money. It's just all over the place and I'm not keeping track as carefully as I was, so that has to change, too. Still, the numbers are a lot more positive, so that's definitely motivating!
Yay me! ;)
Total pay: $1309.30 (usual biweekly take home is $1023)
RRSP: $100 - (will up it to 18% once I'm debt free)
TFSA (rent account): $50
LOC: $115
Student Loan: $25
Revenue Canada: $100 (as agreed)
ING: $75 - $25 each to vet, travel & EF accounts
VISA: $83.41
Total paid: $548.41
Remaining: $760.86
I still have to take out $700 for rent, plus $40 for my allowance and $180 for the jars, so it doesn't really work out, but fortunately I get a paycheque from the hotel on Friday ($300), so I'm going to go ahead and take what I need from this for my jars & allowance. I've updated my sidebars to reflect my savings.
After these payments go through, my debt totals will look something like this (Rev Can approximate):
VISA: $200
Student loan: $1869.76
LOC: $1985
Rev Can: $1340
Total debt: $5419.76
Total paid (since May): $480.76!! (if I could make this flash, I would! Ha!)
Wahoo!! AND there are 3 paycheques in July - 6 counting the hotel cheques (albeit smaller ones) - so I expect a bigger drop next month. The VISA will be paid off in full by the time it's due next month, as I have the money in my car account at ING and am waiting to transfer it.
I have started a snowflake jar as well and already have about $80 in it. I'm going to use this for debt repayment, most likely the LOC, as that's the one I'm most annoyed about. I put the remainder of whatever I have left in my jars in there and it's surprising how quickly it adds up (I KNOW!).
But I still have to stop spending so much money. It's just all over the place and I'm not keeping track as carefully as I was, so that has to change, too. Still, the numbers are a lot more positive, so that's definitely motivating!
Yay me! ;)
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